St Edmunds Church, Downham Market

 

Thanks to Phil Dyer for sending the following information from Instructor Cover Plus:

Dear Mr Dyer,

Following a number of your enquiries we have put together a summary of Q & A’s that will hopefully address some of your concerns.

Q: Can I give lessons during this lockdown period?
A: Please refer to the Government guidelines in place which will provide you with details of any restrictions that may apply to your business and activities.

Q: Does my motor insurance provide me with cover to tutor pupils during the lockdown period?
A: Yes it does, your cover remains in place to allow you to tutor pupils unless you have requested cover/use to be reduced to social, domestic and pleasure purposes only for insured only driving.

Q: As I am not using my car for tuition purposes will I get a refund?
A: No, insurers are not providing refunds. However premiums can be discounted if you reduce cover/use to social, domestic and pleasure purposes only and insured only driving – there are minimum premiums.

Q: Can I use my vehicle for other business use?
A: Yes, you are able to use the vehicle for some deliveries, on the agreement with the insurer. Please contact us to give details if this use is required. You can also use the vehicle for NHS volunteer work – full cover must be in force.

Q: Am I allowed to wear PPE whilst taking a lesson?
A: Both Pupil and instructor can wear PPE as long as the instructor feels safe to carry out the lesson.
All vehicle modification have to be agreed with the insurer, please contact us with details.

If you have any further questions you would like to ask please don’t hesitate to email us or call our team on 029 20 629413.

 

Terms and Conditions

Some suggested wording for you to add to your Ts & Cs to cover you when you return to work.

Cancellations during Covid.

Your instructor will contact you before each lesson to check:

• If you or anyone in your household has become unwell or has symptoms of COVID
• If you or anyone in your household has been tested in the last week
• If you believe you may have been in contact with someone showing symptoms
• If you or anyone in your household have become unwell or are showing symptoms

If so please inform your instructor, your lesson will be rescheduled to a later date at no cost.
If your instructor has any of the above they will inform you and reschedule your lesson.

Should you or your instructor show symptoms during the lesson, the lesson will be terminated at no cost.

 

Thanks to Jane Rooney for sending in details of a hand sanitiser which is suitable for people with allergies.  You can find the details here.

 

Thanks to Colin Edwards for sending in his wording for a letter to his MP.  Can we suggest that other people do similar?

COVID-19 – help for businesses

I appreciate that the government has achieved a lot in helping the employed, self-employed and businesses during the epidemic.  Unfortunately they have not helped me and many other people in the same situation as we seem to have slipped through the net.

I run a small limited company and I am the owner/director with no other staff members, so I am not classed as employed or self-employed.  I also operate from home, but do not claim any money for running my business from home and do not pay business rates.  This means that I am not eligible for any of the government incentives such as business rates relief, furlough, or the self-employment income support systems.  As I am fortunate to have some savings I am also not eligible for Universal Credit.

My main source of income pre-COVID was for driving instructing, but I also offer other types of training such as First Aid, Health and Safety, Managers CPC and Driver’s CPC and unfortunately all training has been cancelled due to the problems with achieving social distancing.  This is particularly frustrating for me as pre-COVID I was extremely busy with lots of bookings.

I have now received correspondence from the DVSA that confirms that in order to protect their examiners they are not in a position at the moment to allow theory/practical driving tests to go ahead (apart from Key Workers) and all tests have been cancelled and we are not permitted to offer driving lessons (apart from Key Workers).  They have given no indication when tests will re-commence and in the meantime driving instructors are in limbo with a lot of them in the same position as I am with no income and no end date in sight.  I belong to several Driving Instructor organisations and they hold regular seminars where people have confirmed that they are in dire circumstances, with no income to support their families, pay for food, bills and mortgages/rent.

I am 60-years old and I am fortunate that I have some savings that I planned to use to help me in my retirement and I am now forced to use this money just to live and this is all through no fault of my own.

I have joined “Excluded” who are fighting to help those people who are excluded from any of the government COVID-19 schemes.

I would be grateful if the government can extend the help they are giving people, so that small limited companies with owners/directors are included, as in my particular industry it could be some time before I am allowed to go back to work.  Also any help with regards to the plans for DVSA to re-open the driving school industry would be appreciated as it is having a devastating effect.

Thank you for your assistance.”

 

This government publication has been updated, but still without mention of driving instructors.

ExcludedUK is the name of the group I mentioned on this week’s webinar.  This is for all those people who have fallen through the cracks of Government financial assistance.  We know that a lot of ADIs are in this category, so would strongly suggest you join this group which is lobbying for help.  They describe themselves as an inclusive alliance for the excluded and say that they are creating a collective platform for those excluded from UK Government Corovavirus support schemes in order to protect livelihoods and help rebuild the economy.’  This is their website address.  They also have a Facebook group.

Our Scottish members can register for the next Scottish webinar on 26 June at 11am.  It would be appreciated if only people living in Scotland attend this webinar.

 

 

If you would like to join the ADINJC there is more information on our website.

 

 

 

Whilst our newsflashes are normally a benefit of membership of the ADINJC, during this national emergency we want to share information as widely as possible, so please feel free to pass this on.  We are stronger together.

 

The NJC continues to be dedicated to help you in these challenging times and we hope you and your loved ones stay safe and healthy.  Please feel free to contact us for help and support.

 

ADINJC’s helpline is 0800 8202 444

The Secretary’s number is 07855 453414

HMRC Helpline:  0800 0159 559

Citizens Advice Bureau – https://www.citizensadvice.org.uk/health/coronavirus-what-it-means-for-you/

You can sign up to receive Government updates on Coronavirus relating to driving tests here.

The ADINJC is a national association run by ADIs on a not-for-profit basis.  We work tirelessly to inform, represent and support our members, and to promote the interests of our profession.